Credit card ?
Quick question on credit cards...
My statement dates run from March 14th - April 13th. My payment date is the 8th of every month. I have always carried a big balance so I never ran into this problem. On March 8th I paid the balance of my card in full, so my statement on March 13th shows $0. Fast forward to today. Today is the 8th of course and my payment day. Since I paid off the card, I have accrued $133.89 to date. I go on to make a payment and the site says I owe $0 because the statement of last month was $0. For the current balance of $133.89 does interest hit at the time of statement (April 13th) or after next month's pay date (May 8th). So this is all leading to.... should I just pay it off today/before the 13th, or will I not have interest on that balance until next pay date? Thanks! :dthumb: |
You have to pay the "statement balance" every month in order to avoid paying interest.
Great job on getting it down to a point that you can pay it off every month, hope you can keep it there, its very gratifying. |
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I just use a $1k for gas. Thi.king about upping it to $2k so I can use it for internet purchasing so I can get a.refund.if.I get.hosed.
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Shit nigga if theys just gonna give u all that extra money you shpuld max that bitch out and then toss it in tye trash. They come after you for repayment you tell them hoes it was gifted to you.
I did order a crate of ammo wo I have to pay that off this installment. Ugh. |
I can't remember when my cards had under a 8K limit...
With that, I have never maxed one out either, can't imagine having to pay that off! |
Yeah, I'm relatively young and building credit. The Duc was my first loan approved by myself. Shit even 2 years ago my mom had to cosign my lease on my Soul.
Speaking of my mom, crazy insane credit limit. She pays off her card every month, but her card limit is like 37k. Ridiculous... |
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