Did some offroading with my bike yesterday..

[Captain Morgan]

Originally Posted by TIGGER

Hmmm...as far as bikes go they group them by type and base their rates accordingly. When I had my V-Max I was amazed that the rate was cheaper than it was on a FJ1200. Alot of the differences in rates come from how the underwriters group your particular bike.

It also depends on the insurance company. For instance, State Farm rates based on engine size, not on bike type. Farmers rates based on bike type. To insure the R6 with Farmers (actually Foremost) was something insane like $1500/year. With State Farm it was $600/year. Exact same bike, exact same rider, exact same record, just different company. Not sure if it's still that way or not since I haven't ridden in almost 3 years.

BTW, nice save.

[Amber Lamps]

Originally Posted by Captain Morgan

It also depends on the insurance company. For instance, State Farm rates based on engine size, not on bike type. Farmers rates based on bike type. To insure the R6 with Farmers (actually Foremost) was something insane like $1500/year. With State Farm it was $600/year. Exact same bike, exact same rider, exact same record, just different company. Not sure if it's still that way or not since I haven't ridden in almost 3 years.

BTW, nice save.

Thanks and I also use State Farm for the same reason. I was speaking in general terms for autos. Although,even State Farm uses the model to determine comprehensive. Apparently, GSXR1000s are one of the most stolen bikes around here. Thus a higher comp portion of your ins. They want $200+ more down here than in MI most of which is comp. same guy,same bike,different location.

[ceo012384]

Wow that certainly sounds like a pucker moment for sure.

Pics of the carnage, motherfucker!

[Amber Lamps]

Originally Posted by ceo012384

Wow that certainly sounds like a pucker moment for sure.

Pics of the carnage, motherfucker!

I didn't crash so there isn't any cumgoblin! I hear you had a moment too! I hope you didn't have to scrape any poo out of your panties after that "wheelie"!