My Bike & Insurance Question

Amber Lamps · 04-14-2012, 06:39 PM

Quote:

Originally Posted by Rangerscott

Technically "you" are the one insured. Companies just rip us off by having us insure every single vehicle/bike.

That's only partially true.... They rip us off by making us carry liability insurance on every vehicle we own. Comprehensive and collision coverage is vehicle specific and is not mandatory. Per the insurance company or state anyway....

wildchild · 04-14-2012, 08:48 PM

This is how I do it in WI. I get the insurance in my name because the bike is in my name then I ask the insurance to add another driver to the policy. the rate of ins goes by whoever has the worse driving record.

I have done this for many years. My g/f rides a bike that is in my name or did. now it's in her name. also she had a wreck in a car that was done same way. no problem with ins at all and my rates did not go up because of it.

04-14-2012, 08:48 PM	#2
wildchild cruiser Join Date: Nov 2008 Location: on the run Moto: '09 HD superglide, 16 Yamaha FZ 09 Posts: 2,749	This is how I do it in WI. I get the insurance in my name because the bike is in my name then I ask the insurance to add another driver to the policy. the rate of ins goes by whoever has the worse driving record. I have done this for many years. My g/f rides a bike that is in my name or did. now it's in her name. also she had a wreck in a car that was done same way. no problem with ins at all and my rates did not go up because of it.