On my cars or truck, I've never had a problem with filters being "stuck" that I've put on, but I have had stuck filters when I've been traveling and have taken the vehicle into a service center. Hand tight until 'contact' is made, then 1/2 to 3/4 turn more has always been sufficent to date for me...
The K75 does get its filter removed/replaced with a 'filter socket' (i.e. the specific BMW tool for the purpose) because of the access issues - you really can't get your hand in to tighten the filter properly. Yes, the filter is INSIDE the oil pan, and NO the specific bike shown is NOT mine.