Quote:
Originally Posted by TIGGER
Oh it's all kinds of fun!!! When I had the tumors taken out of my throat last fall,I found out that our deductible is $5000!!! I was like,okay,so the premium that I had been paying for over 10 years went where? It's crazy,to top it off,I was paying about um $160 and my boss was paying about the same or more per month and I had never made any kind of claim! 
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exactly - like Chris Rock says it should be called "In Case Shit Happens" - if shit don't happen you should get your money back.. a $5,000 deductible is insane.. mine is $2,500.. so this year I finally get sick and I have a sinus infection.. i go in twice for it for a shot and some pills to kill it off - insurance covers $0 and i cover 100% - good thing i had insurance..
now here is where my plan works - you start a medical savings account - in your case if you put $160 a month in there for 10 years then had your surgery you would have $19,200 in there to pay for it - they would be like insurance card please - and you would be like not necessary i will pay cash - and yes i will take pay per view on my fucking tv and some of those extra strength pain pills you fucking assclown..