Quote:
Originally Posted by askmrjesus
I trust insurance companies as far as I can comfortably spit a rat, which is to say, not very far.
However, I do not believe in mandatory helmet, or seat belt laws, for anyone over he age of 21. It's your head, do with it what you will. If you've come to the conclusion that you're invincible, go for it.
Insurance companies charge higher premiums for young drivers, old drivers, smokers, and other "high risk" groups. I don't agree with all of their reasoning, but if you're not smart enough to wear a helmet, that's on you.
In short, I believe in charging people based on their own decisions.
JC
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I agree... HOWEVER... we have to remember that driving/riding is a privilege and not a right, and as such... they have the right to tell us what is required to exercise that privilege.
same as requirements to meet emissions, have headlights, safety glass, and mirrors.
I'd raise your age to about 25 though. I deal with 18-30 year olds (mostly 18-25y/o) daily... and the difference between a 18y/o and a 22y/o in case of maturity isn't much. >25 still have their idiots... but seems to drop off significantly IMO.
just my
