I stopped riding for a few years due to an accident and severe injuries.
The MAIN reason was due to my employment. They paid me for 4 months while I was out of work and kept my job open for me and never even had me deal with disibility which was a cool thing for them to do.
I was on crutches for 9 months which hampered me from performing my job to the fullest imho BUT I was able to compensate and still get it done.
I was told however that if it were to happen again that they wouldn't be so accomodating...so that definitely made me hesitate to ride.
After a few years I got the fever again and just couldn't help it...so far...so good.