Quote:
Originally Posted by shmike
Many DI policies have a waiting period.
If it were a company plan, it may take effect immediately, since it doesn't sound like that is the case, Prudential's (or whomever the insurer is) guidelines must be followed.
Not my words but a decent summary of STDI:
LTD will not be an issue for a few months still.
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Yea, I'm not sure when these guys are getting their insurance from... I've never even heard of a policy that will pay you to take off work because a family member is injured or ill...
This situation is not even close to LTD territory yet imho.