Quote:
Originally Posted by Bonesaw
I was thinking the same thing... what does your dog have anything to do with your homeowners insurance?
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Some policies have a "large or viscious dog" clause that could end up getting your insurance dropped. If a dog bites someone or even ends up running out into the road and causes a MVA the injured party (I mean "injured" as either physical or property damage or both) can file a claim against your homeowners insurance - sometimes for an insane amount of money. You could find yourself holding the liability for a crazy amount of money.
Everyone tends to think in terms of dog bites and stuff but it isn't that simple. Say your dog takes off after a squirrel (because squirels are almost as evil as cats) and darts into the road where a passing motorcyclist hits the dog and wrecks his/her bike and gets injured... That's a piss poor time to have that "dog" clause rear it's ugly head. The dog was just being a dog and you're suddenly in debt for the rest of your life.
And I can't spell "viscious" to save my freakin' life
