Avery,
1. T-Rock doesn't require an "excuse" to buy a car... Some people on this forum don't believe people should EVER buy a new/nice car and jump up every time anyone even mentions it. I don't think that anyone needs to justify their buying habits to you or anyone else, the kid asked for CAR ADVICE, not fear mongering.
2. It really sucks that you are dishing out advice that you yourself didn't heed just a year or so ago. I mean, there is a huge difference between buying a car for work and buying a motorcycle. In fact, our friend here SOLD his motorcycle to better his financial picture...maybe you should take advice from him.
3. The absolute BEST investment advice someone in your personal position could give T-Rock would be to invest in a vacectomy/ condoms considering that a large reason that you can't afford things is the child you brought into this world out of wedlock.
4. T-Rock is single, childless and AFAIK still living with his parents so I think that he can afford a $200/month payment. I believe that he already has a father so...besides, his Dad seems to be very involved in his life and helps him make decisions. I doubt he'll let our boy get too far into trouble.
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