Companies do NOT care...

[Homeslice]

Which thread is this referring to?

It's impossible for a company to care about anything.......It's a paper entity, not a person.

There may be a few people within the company who have the type of personality where they genuinely care about the life & times of their customers.......But most don't. Why should they? The #1 reason they are there is to earn a paycheck. Just like you.

If earning a paycheck requires them to be nice to their customers in order to earn a fat commission or get a good performance appraisal, they will do so.......... but beyond that, they don't actually give a shit. And that's the way it should be.

[Amber Lamps]

Originally Posted by Homeslice

Which thread is this referring to?

It's impossible for a company to care about anything.......It's a paper entity, not a person.

There may be a few people within the company who have the type of personality where they genuinely care about the life & times of their customers.......But most don't. Why should they? The #1 reason they are there is to earn a paycheck. Just like you.

If earning a paycheck requires them to be nice to their customers in order to earn a fat commission or get a good performance appraisal, they will do so.......... but beyond that, they don't actually give a shit. And that's the way it should be.

Yea I'm sorry but unless you work for small companies, like I started doing after a corporation screwed me over, you can't expect a company to "care". It is comprised of a bunch of small wheels with rules they must follow to keep their employment. They don't have any "real power.

Two things, and forgive me Josh, but I'm still wondering who was at fault for this accident in the first place? Why aren't they being called to the carpet to pay for this? In my experience when an accident is another party's fault, they pay all of your lost work, expenses, etc not your insurance company. They may be part of the hold up from her company...

Second, again I'm sorry but this is still kinda "recent" for an insurance company paying out/lawsuit talk isn't it? Seriously, it does take some time for these things to pan out. Was an insurance adjuster supposed to be standing outside the room with a check in hand the day after the accident? Trust me I want the little guy to be taken care of and it sounds like he is being taken care of... Are we really fighting over a couple weeks pay while the boy's life is still hanging in the balance? Can't that stuff be worked out after the kid is okay? BTW perhaps the father has better coverage that he may pay a higher premium for that got his paid all of his lost wages... Josh said himself that he doesn't know what her coverages are...if any.

Anyway, I hope that everything works out in the end but a few weeks pay would be the last thing on my mind at this point...

[shmike]

Originally Posted by Amber Lamps

Yea I'm sorry but unless you work for small companies, like I started doing after a corporation screwed me over, you can't expect a company to "care". It is comprised of a bunch of small wheels with rules they must follow to keep their employment. They don't have any "real power.

Two things, and forgive me Josh, but I'm still wondering who was at fault for this accident in the first place? Why aren't they being called to the carpet to pay for this? In my experience when an accident is another party's fault, they pay all of your lost work, expenses, etc not your insurance company. They may be part of the hold up from her company...

Second, again I'm sorry but this is still kinda "recent" for an insurance company paying out/lawsuit talk isn't it? Seriously, it does take some time for these things to pan out. Was an insurance adjuster supposed to be standing outside the room with a check in hand the day after the accident? Trust me I want the little guy to be taken care of and it sounds like he is being taken care of... Are we really fighting over a couple weeks pay while the boy's life is still hanging in the balance? Can't that stuff be worked out after the kid is okay? BTW perhaps the father has better coverage that he may pay a higher premium for that got his paid all of his lost wages... Josh said himself that he doesn't know what her coverages are...if any.

Anyway, I hope that everything works out in the end but a few weeks pay would be the last thing on my mind at this point...

You know, you've said some pretty stupid things on this site.

You've been pretty douchebaggy and heartless before.

When I don't think you could get any worse, you go and post some shit like this...


































































and TOTALLY redeem yourself!

Seriously, well said.

[Papa_Complex]

Originally Posted by Amber Lamps

Yea I'm sorry but unless you work for small companies, like I started doing after a corporation screwed me over, you can't expect a company to "care". It is comprised of a bunch of small wheels with rules they must follow to keep their employment. They don't have any "real power.

Two things, and forgive me Josh, but I'm still wondering who was at fault for this accident in the first place? Why aren't they being called to the carpet to pay for this? In my experience when an accident is another party's fault, they pay all of your lost work, expenses, etc not your insurance company. They may be part of the hold up from her company...

Second, again I'm sorry but this is still kinda "recent" for an insurance company paying out/lawsuit talk isn't it? Seriously, it does take some time for these things to pan out. Was an insurance adjuster supposed to be standing outside the room with a check in hand the day after the accident? Trust me I want the little guy to be taken care of and it sounds like he is being taken care of... Are we really fighting over a couple weeks pay while the boy's life is still hanging in the balance? Can't that stuff be worked out after the kid is okay? BTW perhaps the father has better coverage that he may pay a higher premium for that got his paid all of his lost wages... Josh said himself that he doesn't know what her coverages are...if any.

Anyway, I hope that everything works out in the end but a few weeks pay would be the last thing on my mind at this point...

We aren't even talking about the auto insurance, at this point. What's under discussion is failure to pay STD or LTD, based on stress and supported by a doctor's report, which seems to be permitted under their group policy. HR has washed their hands of the situation, making the employee deal directly with the insurer. The insurer is shuckin' and jivin' to get out of their legal responsibility to the client.

So are we all on the same page now?

[shmike]

Originally Posted by Papa_Complex

We aren't even talking about the auto insurance, at this point. What's under discussion is failure to pay STD or LTD, based on stress and supported by a doctor's report, which seems to be permitted under their group policy. HR has washed their hands of the situation, making the employee deal directly with the insurer. The insurer is shuckin' and jivin' to get out of their legal responsibility to the client.

So are we all on the same page now?

Many DI policies have a waiting period.

If it were a company plan, it may take effect immediately, since it doesn't sound like that is the case, Prudential's (or whomever the insurer is) guidelines must be followed.

Not my words but a decent summary of STDI:

You can start receiving money from your STD policy with a waiting period of 0 to 14 days after becoming sick or disabled, according to the III. The actual time for coverage to kick in depends on whether you suffer an illness or injury. If you suffer an injury, your benefits will be paid immediately. If you suffer an illness, it may take longer because of the need to show that the illness is grave enough to be disabling.

LTD will not be an issue for a few months still.

[Amber Lamps]

Originally Posted by shmike

Many DI policies have a waiting period.

If it were a company plan, it may take effect immediately, since it doesn't sound like that is the case, Prudential's (or whomever the insurer is) guidelines must be followed.

Not my words but a decent summary of STDI:



LTD will not be an issue for a few months still.

Yea, I'm not sure when these guys are getting their insurance from... I've never even heard of a policy that will pay you to take off work because a family member is injured or ill... This situation is not even close to LTD territory yet imho.

[Amber Lamps]

Originally Posted by Papa_Complex

We aren't even talking about the auto insurance, at this point. What's under discussion is failure to pay STD or LTD, based on stress and supported by a doctor's report, which seems to be permitted under their group policy. HR has washed their hands of the situation, making the employee deal directly with the insurer. The insurer is shuckin' and jivin' to get out of their legal responsibility to the client.

So are we all on the same page now?

Okay, do you KNOW that she has this type of coverage? Do you? I don't. It's not "universal" like it might be up there. Also, not all policies will pay you not to work while a family member is in the hospital. Here we go... but IF (I said if) the immediate danger is over, why can't she go back to work? Don't get me wrong, I understand that she may not want to, or "can't" emotionally but again, why does the insurance company or her employer owe her wages?

When my finance died, my employer was nice enough to pay me to stay home for 2 weeks. I had zero coverage that would have paid my lost wages for the stress of loss... I've actually never even heard of that. Do you mean to say that, God forbid, her son were to be in the hospital for 6 months, her insurance company should pay her wages? On top of that, do you believe that her company should file her insurance claims for her? I don't know but I have had our payroll/HR person help me with claims before and give me the numbers to call but I can't say that I expected it or felt it was her job.

Lastly, I brought up the auto insurance because this was an auto accident, I believe and they would be the primary in this case not the company insurance-trust me on this one. If the other party were at fault, she can file a claim against their insurance company for lost wages, expenses, etc. Typically on a monthly basis. I've actually had to do this very thing when I was hit on my beloved '01 GSXR 1000. AAA paid my wages and all of my expenses while I was off work. I still can't see why all of you aren't crying out for the blood of the person that caused this tragedy in the first place.

[Kaneman]

As stated, she is supposed to be covered....the ins is fucking her around intentionally to save money.

[shmike]

Originally Posted by Kaneman

As stated, she is supposed to be covered....the ins is fucking her around intentionally to save money.

How do you know? They could be fucking her around because of incompetence.

I'm with AL. I sincerely hope everthing works out for the best.

While not a fan of or advocate for insurance companies, I'm not convinced that a few weeks delay in payment proves any intentional malice.

[Amber Lamps]

Originally Posted by Kaneman

As stated, she is supposed to be covered....the ins is fucking her around intentionally to save money.

fair enough but what about the auto insurance and why isn't there any talk of putting in a claim with them? Auto policies typically cover lost work, medical expenses, etc in case of an accident. If he fell out of a tree in the yard-company insurance but this was a car accident, right? What don't we know here that would make us understand this situation better?