Greed or need, the case for multiple bike ownership

[Homeslice]

I just don't like paying insurance on more than one bike. I haven't found anyone who will sell a "seasonal only" policy or anything like that. All you can do is tell them you're only going to ride it X number of miles, but that doesn't reduce the rate very much.

[tommymac]

Originally Posted by Homeslice

I just don't like paying insurance on more than one bike. I haven't found anyone who will sell a "seasonal only" policy or anything like that. All you can do is tell them you're only going to ride it X number of miles, but that doesn't reduce the rate very much.

In NY you can do 3 or 6 month policies for bikes, I usualy insure mine all year so I can get out for those nice days in the winter, and we have had a lot of em this year.

[Captain Morgan]

Originally Posted by Homeslice

I just don't like paying insurance on more than one bike. I haven't found anyone who will sell a "seasonal only" policy or anything like that. All you can do is tell them you're only going to ride it X number of miles, but that doesn't reduce the rate very much.

Originally Posted by tommymac

In NY you can do 3 or 6 month policies for bikes, I usualy insure mine all year so I can get out for those nice days in the winter, and we have had a lot of em this year.

Here we can drop to comp only during the winter if we want (need to at least insure against theft), but I'm like tommy and want the liability/collision coverage for those warm winter days when I get the bike out.

[azoomm]

Originally Posted by Homeslice

I just don't like paying insurance on more than one bike. I haven't found anyone who will sell a "seasonal only" policy or anything like that. All you can do is tell them you're only going to ride it X number of miles, but that doesn't reduce the rate very much.

You would be able to do that if you moved somewhere that the winter sucks.

[Amber Lamps]

Originally Posted by Homeslice

I just don't like paying insurance on more than one bike. I haven't found anyone who will sell a "seasonal only" policy or anything like that. All you can do is tell them you're only going to ride it X number of miles, but that doesn't reduce the rate very much.

That's where I was.... Paying insurance, property tax, plates, etc on bikes that I never rode just didn't make sense... but again, to each their own.

[derf]

I agree, I think that I an happy with 2, possibly 3.

I want a cruiser or tourer (goldwing/harley etc)
Sport bike or supermoto
Dualsport

[Dave]

Originally Posted by derf

I agree, I think that I an happy with 2, possibly 3.

I want a cruiser or tourer (goldwing/harley etc)
Sport bike or supermoto
Dualsport

get a cruiser and we can roll

[Gas Man]

Originally Posted by derf

I agree, I think that I an happy with 2, possibly 3.

I want a cruiser or tourer (goldwing/harley etc)
Sport bike or supermoto
Dualsport

for me I would just like to add a GS900 to get some dual sport. I honestly have no desire to go back to sportbikes... other than that, maybe a small dirt bike.

But if money is no object... I'd have several other bikes that do the same thing...

[Cutty72]

Originally Posted by Homeslice

I just don't like paying insurance on more than one bike. I haven't found anyone who will sell a "seasonal only" policy or anything like that. All you can do is tell them you're only going to ride it X number of miles, but that doesn't reduce the rate very much.

In ND it's actually cheaper (at least for me) to insure year round. I get an annual discount that makes it more affordable than to just insure them for 6-9 months. Plus, I never have to worry if the insurance is up to date on them or not... I just get on and go!