Trying to figure out what I want - Page 5

Avatard · 02-05-2011, 08:15 PM

Quote:

Originally Posted by Avatard

Keep in mind though, that it has a CV trans. That might drive me nuts, YMMV.

Quote:

Originally Posted by Gas Man

I'm with avatard. I hate cvt transmissions.

Yep...almost as much as I hate "PIN Numbers", and "Hot Water Heaters"

Particle Man · 02-05-2011, 07:08 AM

The only place for a CVT transmission is in a fucking snowmobile. It's stupid in cars.

Cutty72 · 02-05-2011, 09:39 AM

Quote:

Originally Posted by Particle Man

The only place for a CVT transmission is in a fucking snowmobile. It's stupid in cars.

This.

Captain Morgan · 02-05-2011, 10:39 AM

I know you posted this asking opinions on specific cars, so you can ignore this opinion if you want, as it has nothing to do with the specific cars.

Honestly, only buy what you can afford to pay for with CASH. If you don't have the cash to buy it, save up for it. Image is a crock of shit. If you get an expensive car, you'll just end up looking like a douche in a small town. Believe in the value of saving toward what you want and forget about spending just to impress other people. I wish I had learned this advice when I was your age. I had older people tell me that all the time and I just ignored them, thinking "I can buy what I want, it's my money and my debt." I'd be so much farther ahead in savings, investing, etc. if I'd taken that advice. And I'd still have the things I wanted because I wouldn't have paid all that money into interest.

Yes, I know, interest rates are fairly low right now. But, you're setting yourself up for a bad habit if you start borrowing now. Do you have any other debt? If so, I'd frankly keep driving the mustang and pay off your other debt, then save to buy what you want. Having ZERO payments on anything is a wonderful feeling. I'm getting close, but still have a ways to go. Be conservative in your spending and aggressive in your saving. You'll be MUCH better off in the future if you ignore that whole "image" bullshit.

www.daveramsey.com FTW

Amber Lamps · 02-05-2011, 01:15 PM

Quote:

Originally Posted by Captain Morgan

I know you posted this asking opinions on specific cars, so you can ignore this opinion if you want, as it has nothing to do with the specific cars.

Honestly, only buy what you can afford to pay for with CASH. If you don't have the cash to buy it, save up for it. Image is a crock of shit. If you get an expensive car, you'll just end up looking like a douche in a small town. Believe in the value of saving toward what you want and forget about spending just to impress other people. I wish I had learned this advice when I was your age. I had older people tell me that all the time and I just ignored them, thinking "I can buy what I want, it's my money and my debt." I'd be so much farther ahead in savings, investing, etc. if I'd taken that advice. And I'd still have the things I wanted because I wouldn't have paid all that money into interest.

Yes, I know, interest rates are fairly low right now. But, you're setting yourself up for a bad habit if you start borrowing now. Do you have any other debt? If so, I'd frankly keep driving the mustang and pay off your other debt, then save to buy what you want. Having ZERO payments on anything is a wonderful feeling. I'm getting close, but still have a ways to go. Be conservative in your spending and aggressive in your saving. You'll be MUCH better off in the future if you ignore that whole "image" bullshit.

www.daveramsey.com FTW

As someone with zero debt, I totally agree with you BUT as someone that has done outside sales, I have to disagree with your "fuck image" sentiment". People like to buy from "one of their own" and nothing succeeds like success, especially in sales. If you appear to be successful, people will buy from you thinking that you must know what you are talking about since so many others have. I also agree that you don't want to go overboard. To be honest, a Mustang would be the perfect sales vehicle around here because it is so popular in these parts. I used to know a guy that would rent a car based on what part of the country he was selling in. He was very successful.

Captain Morgan · 02-05-2011, 01:38 PM

Quote:

Originally Posted by Amber Lamps

As someone with zero debt, I totally agree with you BUT as someone that has done outside sales, I have to disagree with your "fuck image" sentiment". People like to buy from "one of their own" and nothing succeeds like success, especially in sales. If you appear to be successful, people will buy from you thinking that you must know what you are talking about since so many others have. I also agree that you don't want to go overboard. To be honest, a Mustang would be the perfect sales vehicle around here because it is so popular in these parts. I used to know a guy that would rent a car based on what part of the country he was selling in. He was very successful.

Ok, I can understand this to a point. However, that doesn't mean young T-rock needs to drop 15-20k on a vehicle. He can still get something reliable that will project an image of stability, without going into debt for it. Then, when he's saved up enough, he can trade in his stable car for a little bit newer stable car. I guess my "fuck image" sentiment was more about "there is no reason to go into debt to impress, even if you're in sales." Show that you're smart with your money and your decisions, be an honest person, and sell the right products to the right people.

Homeslice · 02-05-2011, 01:25 PM

IMO he needs to dump the Mustang, because he's pretty young and the Mustang is only going to reinforce that image. And being young might work against you when selling insurance because most of your customers are going to be older.

The image of insurance is one of stability, and a young Mustang driver doesn't put forth that image. They might think you're just a fly-by-night person from a firm that's gonna fold quickly. IMHO.

Amber Lamps · 02-05-2011, 01:35 PM

Quote:

Originally Posted by Homeslice

IMO he needs to dump the Mustang, because he's pretty young and the Mustang is only going to reinforce that image. And being young might work against you when selling insurance because most of your customers are going to be older.

The image of insurance is one of stability, and a young Mustang driver doesn't put forth that image. They might think you're just a fly-by-night person from a firm that's gonna fold quickly. IMHO.

Hmm...that's a good point. Well, it's a tight rope for sure.

Avatard · 02-05-2011, 10:32 PM

http://townhall-talk.edmunds.com/direct/view/.f133968

t-homo · 02-07-2011, 01:17 AM

I live in Missouri. Hatchback cars are for 16 year old kids that spend as much on the body kit, rims and neon as the car is worth.

I didn't mean image on the car alone. Like tigger said, showing success makes a big difference around here. One of my biggest obstacles at this point is people not knowing if I will still be here in another 4 months, but that will just take time.

02-05-2011, 10:32 PM	#9
Avatard Crotch Rocket Curmudgeon Join Date: Nov 2008 Location: Here to integrity Moto: Li'l red baby Ninja Posts: 7,482	http://townhall-talk.edmunds.com/direct/view/.f133968 __________________ Insert free thought here.

02-05-2011, 07:08 AM	#2
Particle Man Custom User Title Join Date: Nov 2008 Location: Central NY Moto: 2003 SV650S Posts: 14,959	The only place for a CVT transmission is in a fucking snowmobile. It's stupid in cars.

02-05-2011, 10:39 AM	#4
Captain Morgan Let's do another U-turn Join Date: Feb 2008 Location: Indiana Moto: 2009 V-Strom Posts: 3,816	I know you posted this asking opinions on specific cars, so you can ignore this opinion if you want, as it has nothing to do with the specific cars. Honestly, only buy what you can afford to pay for with CASH. If you don't have the cash to buy it, save up for it. Image is a crock of shit. If you get an expensive car, you'll just end up looking like a douche in a small town. Believe in the value of saving toward what you want and forget about spending just to impress other people. I wish I had learned this advice when I was your age. I had older people tell me that all the time and I just ignored them, thinking "I can buy what I want, it's my money and my debt." I'd be so much farther ahead in savings, investing, etc. if I'd taken that advice. And I'd still have the things I wanted because I wouldn't have paid all that money into interest. Yes, I know, interest rates are fairly low right now. But, you're setting yourself up for a bad habit if you start borrowing now. Do you have any other debt? If so, I'd frankly keep driving the mustang and pay off your other debt, then save to buy what you want. Having ZERO payments on anything is a wonderful feeling. I'm getting close, but still have a ways to go. Be conservative in your spending and aggressive in your saving. You'll be MUCH better off in the future if you ignore that whole "image" bullshit. www.daveramsey.com FTW

02-05-2011, 01:25 PM	#7
Homeslice Elitist Join Date: Nov 2008 Location: SF Bay Area Moto: Gix 750 Posts: 11,351	IMO he needs to dump the Mustang, because he's pretty young and the Mustang is only going to reinforce that image. And being young might work against you when selling insurance because most of your customers are going to be older. The image of insurance is one of stability, and a young Mustang driver doesn't put forth that image. They might think you're just a fly-by-night person from a firm that's gonna fold quickly. IMHO.

02-07-2011, 01:17 AM	#10
t-homo WSB Champion Join Date: Feb 2008 Location: Springfield, MO Posts: 7,146	I live in Missouri. Hatchback cars are for 16 year old kids that spend as much on the body kit, rims and neon as the car is worth. I didn't mean image on the car alone. Like tigger said, showing success makes a big difference around here. One of my biggest obstacles at this point is people not knowing if I will still be here in another 4 months, but that will just take time.