Did some offroading with my bike yesterday..

[Amber Lamps]

Originally Posted by OneSickPsycho

So if what you're saying is true... if I buy a bike that nobody else has... and I crash it... I do nothing to affect your insurance rates... I might even help them!

Hmmm...as far as bikes go they group them by type and base their rates accordingly. When I had my V-Max I was amazed that the rate was cheaper than it was on a FJ1200. Alot of the differences in rates come from how the underwriters group your particular bike.